SMSF Lending

Purchase property through your SMSF with our experienced team.

Buying real estate through an SMSF is more complicated than other types of property purchases. It is recommended to engage the services of a professional mortgage broker like us to assist you throughout the process.
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SMSF lending

Benefits of buying property with your SMSF

If you are considering purchasing property through an SMSF, talk to our team at  Morbanx Pty Ltd  first. We will guide you through the SMSF loan application process and help answer any questions you may have.

  • Use gearing to purchase property worth more than available funds in your SMSF
  • Your SMSF will receive all income and capital growth
  • Your SMSF can also use income from the property to help pay off the loan
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Establishing your SMSF

Once you have set up your SMSF, you’re effectively in charge of it including reporting responsibilities. Ensure you understand this approach in full and get professional advice with our experienced team. Speak more about this with Morbanx Pty Ltd.

  • Because the single aim of your SMSF is to secure funds for your retirement, there are strict rules regarding property purchase under the Superannuation Industry Supervision Act 1993 (SIS Act).
  • It’s important that you set up your SMSF first, if you want to buy property through it. You can’t buy property in retrospect. Also, the value of the SMSF portfolio determines your borrowing power.
  • When your SMSF is set up, the Trust Deed needs to give the Superannuation Fund Trustee power to: ‘Purchase real estate’, ‘Borrow finance’ and ‘Secure the repayment of borrowed money’.
Call us on 1300 131 909
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Trusted by ambitious Australians who need strategic advice on all things finance and property.

Talk to us about your SMSF options
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Morbanx Pty Ltd (ABN 93362515953) Credit Representative 415282 is authorised under Australian Credit Licence 385054

Legals

This website provides general information only. Our content does not constitute legal, tax or financial advice and has been prepared without taking into account your objectives, financial situation or needs. You should always consider whether any loan or financial decision is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. 

  • Morbanx Pty Ltd
  • 2024
ACKNOWLEDGEMENT OF COUNTRY

In the spirit of reconciliation, we acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respect to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples today.