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Wishing you all a safe and prosperous 2016!

We take this opportunity to wish you and your families a Very Merry Christmas.

Before you apply for a home loan with your partner, there are a few discussions that you need to have that go a little beyond what you may know already. You’ve found someone you want to spend your life with – the hard part is over, right? Wrong. You know each other well enough to […]

In further evidence that lending policies are tightening, online industry magazine, Mortgage Business, today reported: “Mortgage insurer Genworth has conceded that tightened lending conditions and a lower LVR (Loan to Value Ratio) mix are impacting the group’s gross written premiums. In its third-quarter trading update Genworth recorded a 20.8 per cent fall in gross written […]

Watch this 30 second video for my take on it

Before you take the leap into holiday-home investment, it is essential that you consider all angles. This means taking your heart out of the equation and giving thought to rental returns. When deciding whether or not to buy a house or unit, you’d be best served to consider location first. In fact, location has a […]

Way back in 2008 I was looking for a change. I was working as a debt collector for the family business and also in my own business in remedial massage. I had many years banking experience and had decided it may be time to go back into the banking arena. Working for a number of […]

We explore the real life experience of a couple who faced this dilemma early in their married life – and the advice they received. Did they make the right choice? We explore their options in our Quarterley Magazine Finance Matters.

Whenever it makes financial sense to do so. Heard about mortgage refinancing? In the past, most people who took out a mortgage doggedly continued with it until they had paid it off. These days, people refinance their mortgage much more frequently. The average duration of a home loan in Australia now is just 4-5 years. […]

When was the last time you looked closely at your loan, the progress you are making on paying it off and how it compares to others in the market? Analysing your mortgage could mean savings for you, as well as the opportunity to pay it off more quickly, invest in other assets or reach financial […]