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APRA limits ‘extraordinarily successful’

Lucy Dean of Mortgage Business magazine reported: Residential building is “on the threshold of a sharp decline”, courtesy of an “extraordinarily successful regulatory intervention” to discourage investors. According to BIS Oxford Economics’ Long-Term Forecasts 2017–2032 report, a fall in residential building will see gross domestic product (GDP) growth average at 2.6 per cent over the […]

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Happy Father’s Day!

Happy Father’s Day to all the Dads out there. There really is nothing better than being a Dad. Here’s a photo of my two kids from 1997 when they were just aged 3 and 1. I’m excited that they are coming over for lunch today and I hope all the other Dads get a chance […]

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CHOICE Compromised On Broker Commissions

You may have noticed that mortgage brokers have been in the news recently. Specifically, the consumer group “CHOICE” has made a submission to the Federal Government’s review into the financial sector which attacks my industry. The submission argues that commissions to brokers should be banned. If you’ve used my broker service, you’ll know that lenders […]

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APRA To Investigate CBA

The Australian Prudential Regulation Authority (APRA) has announced they will launch an independent inquiry into the CBA. The focus will be on the governance, culture, accountability frameworks and practices. APRA chairman, Wayne Byres said; “The overarching goal of the prudential inquiry is to identify any core organisational and cultural drivers at the heart of these […]

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‘Strong trend’: Equifax mortgage data signals market correction or does it?

The following article with the title; “‘Strong trend’; Equifax mortgage data signals market correction” appeared this morning on www.mortgagebusiness.com.au and it got me thinking. Is the article correct or is there another reason for the reduced number of loan applications? As a Broker myself and Mentor to many other Brokers it didn’t take me long […]

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They Have Arrived!

Mortgages Demystified, the book that I have been writing for the past couple of years has just arrived from the printers! There is a special offer for those of you who order it online at www.mortgagesdemystified.com.au You will find more information about the book there too and you can always give me a call on 0417 […]

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It’s Done!

This post is from my good friend and Mentor, Warwick Merry: See Warwick’s original blog post here There is nothing like seeing your name in print. It is even better when it is on a body of work that contributes to the lives of others. The book above, Mortgages Demystified, has been a labour of […]

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